New MC? Start here.
The order to do things in, what it costs and how to get loads while your authority ages.
Getting your own authority is the start of your trucking business, not the finish. Here is the order that works, what it costs and how long it takes. Each step links to a free checklist.
New authority timeline
Form your business (LLC or corporation), get an EIN, open a business bank account and get insurance quotes. Insurance for a new authority is often the biggest startup cost.
Apply for your USDOT number and MC operating authority in FMCSA’s Motus registration system. The owner completes identity verification. FMCSA charges $300 per type of authority. Full checklist
A process agent files your BOC-3 and your insurance company files proof of liability coverage. Your authority can’t go active without both. BOC-3 · Insurance
FMCSA says new applications can take about 20–25 business days. Watch your status on FMCSA’s public record.
UCR, ELD, drug and alcohol program (CDL drivers), IRP/IFTA if you qualify, Form 2290 for heavy trucks, driver files, carrier packet and factoring. UCR · ELD · Drug testing · IFTA/IRP · Carrier packet
Many brokers wait until an MC is about 90 days old. Some book new authorities; we look for those. Use our MC age checker to see your dates. MC age checker
You’re in FMCSA’s 18-month new entrant program, and your safety audit usually comes within the first year. Keep your files audit-ready from day one. Safety audit checklist
Typical startup costs
| Item | Cost | Paid to |
|---|---|---|
| Operating authority (each type) | $300 | FMCSA |
| BOC-3 | Usually a small one-time fee | Process agent company |
| UCR (0–2 vehicles) | $46 for 2026 · $55 for 2027 | UCR |
| Insurance (liability, cargo, physical damage) | Varies widely; often the largest cost | Insurance company |
| IRP plates and IFTA license | Varies by state and miles | Your base state |
| Form 2290 (55,000 lbs+) | Up to $550 per vehicle per year | IRS |
| ELD | Device plus monthly subscription | ELD provider |
| Drug and alcohol consortium (CDL) | Annual enrollment plus tests | Consortium / C-TPA |
Fees verified October 2026 from FMCSA and UCR. Confirm current amounts before you pay.
Getting loads with a new MC
New authorities are a fraud risk for brokers, so many set a minimum authority age. You can still work: some brokers and load boards accept new MCs, power only programs may have their own rules, and a clean carrier packet with the right insurance makes approval faster. Read the full guide.
Questions carriers ask
How long does it take to get MC authority?
FMCSA says new applications may take about 20–25 business days unless they need more review. BOC-3 and insurance must be on file first.
How much does it cost to start a trucking authority?
FMCSA charges $300 per authority type. Add BOC-3, UCR, insurance, plates and equipment costs. Insurance is usually the biggest expense.
Why won't brokers book my new MC?
New MCs are a higher fraud risk, so many brokers set a minimum age, often around 90 days. Some brokers do work with new authorities.
Can Fleetorica dispatch a new MC?
Yes. We help new carriers get load-ready and look for brokers that accept new authorities. Your first load is free.